Medicare Advantage
All-in-one plans that often include dental, vision, hearing, and prescription coverage — frequently at a $0 monthly premium.
Florida Licensed Insurance Agency · Lic. #G375794
Turning 65? Medicare doesn’t have to be a maze.
I compare Medicare Advantage, Medicare Supplements, and final expense plans side by side — so you can see exactly what you qualify for. No cost, no pressure, and a straight answer in about 10 minutes.
No cost to you, ever
Local — South Florida
No obligation
Free plan review
Takes ~1 minute. I’ll personally review your options.
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Got it — thank you!
I’ll review your information and reach out within one business day.
Hmm — that didn’t send.
Your request may not have reached me. Please contact me directly — I’ll take it from there:
joandelarosa@delarosainsurancegroup.com
Book a 15-minute call →
🔒 Your info stays private. No spam, ever.
Florida-licensedLic. #G375794
IndependentI shop multiple carriers
$0 to youFree, no-obligation review
Local & personalSouth Florida, not a call center
What I help with
Three ways I can protect you
Everyone’s situation is different. Here are the plans I work with most — we’ll find the one that fits yours.
Medicare Supplement (Medigap)
Pay-your-part predictability with broad provider access — the right fit if you travel or want to see any doctor who takes Medicare.
Final Expense / Burial
Affordable whole-life coverage that keeps funeral and medical bills from landing on your family. Simple approval, no exam options.
Timing matters
Your 7-month Medicare window
Your Initial Enrollment Period runs around your 65th birthday. Miss it and you may pay more for life — so we get the timing right.
Months −3 to 0Enroll early, coverage ready
Birthday monthThe sweet spot
Months +1 to +3Still open — don’t wait
Working past 65? Your timeline can shift if your employer coverage is “creditable.” I’ll help you check before you decide.
Simple & fast
How it works
No jargon, no runaround. Three steps from confused to covered.
Tell me what you need
Share a few details in the form — your ZIP, whether you’re turning 65, and what matters most to you.
I compare your options
I run the numbers across the major carriers and bring you a clear, side-by-side comparison.
You decide — or we talk
Pick the plan that fits, or book a quick call and I’ll walk you through it. Enrollment happens with my help, not alone.
Helping South Florida families since day one
Your agent
Hi, I’m Joan De La Rosa.
I’m a Florida-licensed insurance agent helping families across South Florida make sense of Medicare and final expense coverage. I’m not a call center — when you work with me, you get me.
“The mailers, the ads, the fine print — it’s overwhelming by design. My job is to cut through it and make the decision simple, clear, and personal.”
- Florida-licensed (Lic. #G375794)
- Independent — I shop multiple carriers for you
- Free, no-obligation consultations
- Here for the long haul — not just the sale
Reviews
Share your experience
I’m gathering reviews from the families I’ve helped. If we worked together, your feedback would mean a lot — and could help another South Florida family feel confident about their next step.
Questions
Good things to know
Does this cost me anything?
No. My service is free to you. I’m compensated by the carrier you choose, and only if you choose a plan — never for just meeting.
When should I start looking at Medicare?
Ideally about three months before your 65th birthday. Your Initial Enrollment Period is a 7-month window and timing matters — that’s exactly what I help you get right.
I’m still working. Do I need to do anything?
It depends on your employer coverage. If it’s “creditable,” you may be able to wait penalty-free. I’ll help you check before you decide.
What is final expense insurance?
A small whole-life policy (often $5,000–$25,000) designed to cover funeral costs, medical bills, and other end-of-life expenses so they don’t fall on your family.
Can you meet with me in person or on the phone?
Whatever’s easiest for you — phone, video, or in person here in South Florida. Book a time and we’ll go at your pace.
Let’s get started
Get your free plan review
Have questions first? Email me anytime, or grab a spot on my calendar. I’ll help you see exactly where you stand — no pressure, no jargon.
joandelarosa@delarosainsurancegroup.com
Book a 15-minute call →
Request your review
Takes ~1 minute.
✓
Got it — thank you!
I’ll be in touch within one business day.
Hmm — that didn’t send.
Your request may not have reached me. Please contact me directly — I’ll take it from there:
joandelarosa@delarosainsurancegroup.com
Book a 15-minute call →